This is not to say that poor people have less intelligence, although people with less intelligence tend to be poorer. The report shows that the SAME person when suffering from monetary problems has test results up to 13% lower than when their finances are in good condition.
The real conclusion from the research show that WORRY causes a drop in IQ that causes bad decisions, which lead to more problems, a self-regenerating loop.
However when the cause of the worry is removed Intelligence testing returns to normal for that person.
Joel Williams said; and I am paraphrasing him; People of all races, religions, nationality, and sexual preferences have equal opportunity to be as successful as the amount of effort they are willing to expend. Effort alone is not the qualifying factor for success, but it is the qualifying factor for opportunity.
I know of people with low intelligence running lawn care, car washes, and even small engine repair shops; yet they hire people with more education to help keep the books and records. They may not be getting rich but they support themselves and provide a few jobs for others. It is all in the effort that they use to provide themselves with the opportunity to succeed.
If I am so smart why am I not rich? I am not willing to put the time and effort into making lots of money, most really rich people who earned their own money, rather than inherit it, work 12 to 18 hours a day. I am only willing to put enough effort into making a living, to live off of. I would rather spend my time with my family and friends. I do not need the latest and greatest toys on the market. I am content with what I have, not slothful, not lazy, just content.
Collage education is often a good thing, not for everyone, but useful depending on your worldview of education. Booker T Washington believed that to teach practical education was the purpose of institutes of higher education. How to grow better crops, how to provide better manufacturing, how to teach others to improve their lives and earnings. W.E.B. Dubois believed that education should “Civilize a man”, Art and Music appreciation, would improve a person’s social status so they would not have to work.
Education only provides opportunities based on the effort you put into education. Two people, with the same IQ, the one with the better education will tend to be more successful, and by extrapolation they will also be richer; but that is not always a given truth. Early education in America was all Christian based and taught Moral values and work ethics along with practical education, today religious education and practical education are separated in secular schools. A problem exemplified by these words from a past president.
"To educate a man in mind and not in morals is to educate a menace to society." - Theodore Roosevelt
"A man who has never gone to school may steal from a freight car; but if he has a university education, he may steal the whole railroad." - Theodore Roosevelt
Speaking of railroads, in the early days of our country the only person required to be able to read on a train was the conductor; He would receive a written telegram and tell the engineer the specific operating rules for the road ahead. This lead to a poem called the Conductors lament.
It's not my place to run the train
The whistle I can't blow.
It's not my place to say how far
The train's allowed to go.
It's not my place to shoot off steam
Nor even clang the bell.
But let the damn thing jump the track
And see who catches hell.
This all point to one practical point. Success is directly proportional to effort applied.
Just my thoughts for today.